Send & Recieve money across borders. See the full cost before you confirm
Alt21 shows you the mid-market rate, the spread, and the all-in cost before every payment in 180+ countries. No hidden margin. No surprises.
Why We Exist
The payments industry has a transparency problem.
Every time you convert currency through your bank, a margin is embedded in the rate. It's not hidden in the small print — it's just never shown to you at all. Alt21 was built around one principle: you should see the full cost before you commit. Every time.
Mid-market rate, spread, and all-in cost shown before you confirm
Forwards and options directly in the platform
Expert available when you need one — no ongoing relationship required
No subscription fee. No custody fee.
Send. Receive.
Simplified.
Choose your payment details
Send and receive funds in multiple currencies
See the full cost, before you commit.
View all fees and exchange rates upfront, then approve your transaction instantly.
Manage everything in real time
Track every payment, balance, and open position from one dashboard and lock in rates on future payments directly from here.
All the tools you need to move money internationally and always know what it costs.
Multi-currency accounts
One account for GBP, EUR, USD and 30+ more. No more juggling multiple bank accounts or waiting 3 days for a conversion to settle.
Virtual IBANs or pooled accounts
Get account details that look local to your counterparty to allow suppliers and customers to pay you faster, without SWIFT delays or correspondent bank fees eating into the amount.
Send and receive globally
Pay or get paid in 180 countries. Full SWIFT and local coverage where available, with real-time tracking make cross border payments effortless.
Pay like a local
Pay suppliers in their currency, whether that’s euros, dollars, dirhams, or baht at local payment speed, not SWIFT speed.
how it works
One account. Every currency. Nothing hidden
International payments have always come with costs you couldn’t see. Here’s how we do it differently.
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Hold 30+ currencies in one account, no more juggling multiple bank accounts or waiting days for conversions to settle.
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Receive payments with local IBANs, your counterparties pay you as if you were local, in their currency, at local speed.
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See the full cost before every payment. Rate, spread, and all-in amount shown upfront, every single time.
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Track every transaction, balance, and open position in real time. One dashboard, complete visibility
Simple, transparent, and built for better value
No hidden margin. Ever.
Alt21 shows the rate, the spread, and the all-in cost before every trade. Your bank shows you one number. We show you three.
No subscription fee. No custody fee.
We make money on the spread, and we show you what that spread is. No monthly charges, no platform fees eating into your savings.
Expert support when the trade matters.
When you’re moving significant volume, you can speak to an FX professional. Not a chatbot. Not a ticket. A person who knows your position.
Built-in protection for every payment
Sending a payment in 90 days? Lock in today’s rate now. Alt21 lets you move from a spot payment to a forward contract without leaving the platform or calling a broker.
faqs
Everything you need to know about how Alt21 works
